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Money Reimagined: ‘They Starve’: The Ugly Side of the US’ KYC-AML Obsession
Laws like the Bank Secrecy Act, which turns 50 this week, have helped stop money laundering and terrorism. But KYC and AML requirements have served to harm the world's neediest through higher costs and reduced services.
Three Trends Killing Web Privacy and Decentralization
The decentralized design of the web gives it the potential to be more privacy-preserving than any other system. Yet, there are long-range threats at play.
We Still Lack a Rational Way to Value Tokens
Tokens continue to show little correlation between usage and value, confounding efforts to build better valuation methods.
The US Risks Getting Left Behind on CBDCs
The Federal Reserve's “wait and see” approach to digital currency could deprive the U.S. of important fiscal and monetary tools as its rivals move ahead.
A Day in the Life of the Splinternet
Cypherpunk historian Finn Brunton imagines a future where there are many internets, each making demands on your attention.
Cryptocurrency Is Just a Minor Threat to the State
States still have the armies, the police and – on a good day anyway – democratic legitimacy. All of that still matters, and will for a long time.
Decentralized Data Storage’s Only Competition Is the Public Cloud
Ben Golub, CEO of Storj, sends a complimentary note to Filecoin. Competition is good and so is countering the extreme concentration of cloud storage.
How DeFi Can Avoid the Irrelevance of P2P Lending and Crowdfunding
To avoid the fate of other p2p projects, DeFi protocols need incentives and feedback loops so users choose open-source over closed systems.
Money Reimagined: How Ethereum 2.0’s ‘Lockup’ Will Drive DeFi Innovation
As Ethereum's 2.0 upgrade locks up serious ether volume, we're likely to see financial ideas that unlock value without undermining mission.
High Gas Fees Prevent Ethereum From Being Ethereum
Miners are incentivized to keep Ethereum gas fees high, and in doing so limit one of the network's principal use cases.
Tokenized Staked ETH Will Replace ETH – And That’s a Good Thing
Ethereum's shift to proof-of-stake will take conventional ETH out of circulation, replaced by a tokenized version of itself, says the CEO of Staked.
Ethereum Enhancers, Not Ethereum Killers
The new competitive arena in the so-called scaling wars is between Ethereum enhancers, not Ethereum killers.